# Terms and Conditions ("Terms") Last updated: Feb. 27, 2026 Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the [https://danieljmckeown.com] website and related web sites (the "Service") operated by Daniel J. McKeown ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service. Services The services offered by video conference, phone, in person, through a code sharing service, or through some other medium, are offered as-is and in the hope that they are useful but without any guarantee of correctness or accuracy. Video Conferencing Users are subject to the terms and conditions and policies of the video service provider--this site may use or be used to facilitate conferences using public or boutique digital services, which may include Zoom, Microsoft Teams, GoToMeeting, FaceTime, or unbranded Internet services. Accounts User accounts are managed directly with the service providers, e.g. Zoom is in charge of your Zoom account. Payments Our site may accept payment via the Stripe service. Your card details are not stored on our site. Find out more about Stripe at their web site: [https://stripe.com] -- We may also accept other forms of payment; users are bound to the terms and conditions of those services when using them. Scheduling Software Our site makes use of scheduling software, such as Calendly, to coordinate meetings; such a tool may also be integrated with a payment processor and a conferencing tool; use of the site includes accepting the terms and conditions and policies of the scheduling tool. File Uploads Our site may feature a file upload service which may not be available to logged-in or other users. Users must have the rights to all content they upload. Users retain the copyright to their files but agreee to license our site to use the files for marketing and communication and other purposes. Copyright/DMCA Our site may contain images and artwork such as in games, store items and in other places. These images are copryight Daniel McKeown all rights reserved. Our site will respond fairly to legitimate claims by copyright owners. Please contact the site to inform us if your content is being used without permission. Messages/Chat Our site may feature a chat/messaging service. Your chats may be erased, may be scanned or viewed by third parties, or may be modified without notice. The public timeline may not be available to logged-out or other users. Data that users create in the form of messages is something that users are sharing with each other and the site; once data is sent on our site it may not be able to be erased off of the site solely at the user's discretion. Trademarks/Brand/Copyrights All brands, copyrights and trademarks of our site are the exclusive property of the site owners, all rights reserved. Status of Service Our service is provided solely on an “as is” and “as available” basis. Our service may be shut down or modified significantly or partially without prior notice. Children Prohibited Our Service is not for use by anyone under the age of 18 ("Children"). Links To Other Web Sites Our Service may contain links to third-party web sites or services that are not owned or controlled by Daniel McKeown. Daniel McKeown has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Daniel McKeown shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit. Our site's privacy policy is accessible at https://danieljmckeown.com/static/privacy.md Termination We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. Washington state prescence Our site conducts operations in the American state of Washington, in the city of Shoreline. Our store charges sales tax in line with that place's rules. Governing Law These Terms shall be governed and construed in accordance with the laws of Washington, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service. Changes We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service. Contact Us If you have any questions about these Terms, please contact us at https://pacificio.com/contact or through the danieljmckeown.com web site.